Trillions of dollars potentially are at stake over insurance coverage claims for Covid-19 business interruption losses and civil authority business closures. This April 2020 Article looks solely at cases and proposed legislation in the United States addressing those issues. Since that time, some U.S. courts have ruled there is no coverage, and at least one has found there could be business interruption coverage.  Around the world, one French court has found business interruption insurance coverage applicable to Covid-19 losses. A major decision is pending in the United Kingdom on the issue, in a case brought by the Financial Conduct Authority.

 

Lee Applebaum is a lawyer in Philadelphia, Pennsylvania USA, at the firm of Fineman, Krekstein & Harris. His legal practice includes a focus on insurance coverage and bad faith.  He is a national authority on business and commercial courts in the United States, and has written and spoken extensively on the subject.  He has served as the co-chair of the American Bar Association Section of Business Law’s Judges Initiative Committee and Business Courts Subcommittee.  He is past Chair of the Philadelphia Bar Association’s Business Law Section and its Business Litigation Committee. He is an honorary charter member of the American College of Business Court Judges.

 

We are thankful to Lee Applebaum who has given kind permission for us to share this article and Judge Gary S. Glazer of the Court of Common Pleas in Philadelphia, Pennsylvania for bringing it to SIFoCC’s attention.

 

The original post can be found here.